MADE FOR ONTARIO HOMEOWNERS

Your home.
Your next chapter.
A wiser renewal.

Understand the numbers before you renew. Explore a payment estimate, make a plan, and take the next step when you’re ready.

A little clarity goes a long way
Free to explore No contact details needed
YOUR RENEWAL SNAPSHOTIllustrative rates

What could your payment look like?

At 4.49%$2,520/mo
At 4.09%$2,436/mo
Compare interest and fees over the term

Interest at 4.49%$81,655

Interest at 4.09% + extra fees$74,184

Difference over 5 years$7,471 less

Balance remaining at 4.09%$328,044

Examples only, not available rate offers. Monthly payments use Canadian fixed-rate semi-annual compounding. Same amortization; no prepayments. Fees, penalties and mortgage features affect your decision.

Explore your next step

Your numbers stay here. We don’t send them to a brokerage.

More clarity. Less guesswork.

Understand your paymentPlan around your renewalChoose your next step
A welcoming red-brick home with a navy front door and an autumn garden

Make room for a well-informed decision.

A RENEWAL, WITH A PLAN

You’ve built a home.
Let’s make sense of what’s next.

Your lender’s renewal offer is a starting point. A few clear numbers and a timely conversation can help you understand your options.

  1. 01

    Explore the numbers

    See monthly payments and interest over the same term. Your calculator inputs stay in your browser.

  2. 02

    Put your renewal on the calendar

    Keep a little breathing room to collect your offer and ask questions.

  3. 03

    Choose whether to connect

    When partner introductions open, choose a named brokerage and continue on its website.

YOUR TIMING, YOUR CHOICE

A reminder today.
One less thing to remember.

Add a preparation reminder to your own calendar. No email signup and no sales messages.

A preparation reminder about 120 days before renewal, or today if it’s closer. You choose whether to add it.

WHEN YOU’RE READY

A clear handoff.
A real mortgage professional.

RenewWise provides educational tools and is preparing brokerage referral introductions. A licensed brokerage handles mortgage advice, eligibility and applications.

See introduction availability For brokerage partners